Annual 401(k) limit pushed to $25,500 for 2027, IRS announces
The IRS raised the 2027 annual contribution limit for 401(k) plans to $25,500, up $1,000 from 2026, and the same limit applies to 403(b), governmental 457 and Thrift Savings Plans. The catch-up limit rises to $8,500, while the IRA limit stays at $7,500. The announcement comes as the Department of Labor's final rule allowing alternative assets such as private equity and crypto in defined-contribution plans sits under White House review.
