Insperity vs Gusto
Best for
U.S. small and midsize businesses that want to outsource HR, payroll, benefits and compliance to a co-employment PEO with dedicated HR support.
Small and mid-sized U.S. employers that want full-service payroll bundled with benefits, hiring and core HR in one easy-to-use platform.
Strong when
You want a high-touch dedicated-HR-specialist model and access to large-group benefit plans.
Ease of use, automated payroll tax filing, integrated benefits and a simple employee experience are priority requirements.
Validate before buying
Pricing is not published and quotes are custom; reviewers cite cost and transparency, a five-employee minimum, and limited customization.
Gusto is built for SMB needs; organizations requiring deep enterprise HCM, broad global payroll or heavy configurability should validate fit against larger platforms.
Pricing
Not publicly published; custom quotes based on headcount and payroll.
Published subscription tiers combining a base monthly fee with per-person pricing; confirm the current plan, add-ons and contractor options on the official pricing page.
Implementation
Co-employment onboarding with a five-employee minimum for the PEO.
Self-serve onboarding is typical for small teams; validate migration effort for existing payroll history, benefits and prior-provider data.
Employees
5001-10000
1001-5000
Headquarters
Kingwood 19001 Crescent Springs Drive Kingwood, TX 77339
San Francisco, California
Founded
1986
2011
Categories
HCMPEO(Professional Employer Organization)
PayrollHCMBenefits AdministrationHealth & Wellbeing
Core capabilities
PEO / co-employmentPayrollEmployee benefits administrationHR administrationCompliance and risk managementHR technology platformTime and attendancePerformance management
Payroll processing and tax filingBenefits administrationHiring and onboardingTime tracking and PTOCore HR / HRISContractor paymentsEmployee self-service
Decision snapshots reflect verified profiles where available. Insperity · Gusto