Paychex vs Insperity
Best for
Small and mid-sized businesses wanting bundled payroll, HR and benefits or PEO with dedicated service representatives.
U.S. small and midsize businesses that want to outsource HR, payroll, benefits and compliance to a co-employment PEO with dedicated HR support.
Strong when
Reliable full-service payroll, automated tax compliance and HR outsourcing or PEO are priorities.
You want a high-touch dedicated-HR-specialist model and access to large-group benefit plans.
Validate before buying
Reviewers frequently cite annual price increases, expiring discounts and per-payroll billing that can be cost-prohibitive for very small firms.
Pricing is not published and quotes are custom; reviewers cite cost and transparency, a five-employee minimum, and limited customization.
Pricing
Custom-quote for most tiers; the entry Paychex Flex Essentials plan is publicly listed.
Not publicly published; custom quotes based on headcount and payroll.
Implementation
Onboarding with dedicated account and service representatives.
Co-employment onboarding with a five-employee minimum for the PEO.
Employees
10000+
5001-10000
Headquarters
Rochester, New York; Cincinnati, Ohio
Kingwood 19001 Crescent Springs Drive Kingwood, TX 77339
Founded
1971
1986
Categories
PayrollHCMPEO(Professional Employer Organization)
HCMPEO(Professional Employer Organization)
Core capabilities
Payroll and tax filingHR management and outsourcingPEOBenefits administrationTime and attendanceRetirement / 401(k)InsuranceEmployee self-service and mobile
PEO / co-employmentPayrollEmployee benefits administrationHR administrationCompliance and risk managementHR technology platformTime and attendancePerformance management
Decision snapshots reflect verified profiles where available. Paychex · Insperity