Top Brands · 2026

Top 401K software

The leading 401K vendors in HR technology — ranked from 22 companies we track in this category. Ordering is editorial and free; placement cannot be purchased.

1. 1VestwellVestwell offers a platform helping investment advisors evolve their businesses to suit the changing landscape of retirement investing. It enables registered investment advisors to align with the latest rules and regulations and scale their business to provide50
2. 2GuidelineProvider of 401(k) and IRA retirement plans for small businesses; acquired by payroll and HR company Gusto in 2025.49
3. 3401GO401GO is a fintech retirement-benefits platform that automates 401(k) plan setup, recordkeeping, administration, compliance, payroll integration, investments, and participant support.46
4. 4Ascensus, LLC.Ascensus is the largest independent recordkeeping services partner, third-party administrator, and government and health savings facilitator in the United States.43
5. 5UbiquityUbiquity Retirement + Savings helps savers contribute to their retirement. It is a flat-fee-for-service small business plan provider with zero hidden fees.42
6. 6CapitalizeFintech that helps people find and roll over old 401(k) accounts into IRAs through a free, digital process.41
7. 7BettermentBetterment is an independent online financial advisor. Betterment gives personalized, fiduciary advice for retirement planning, building wealth, and other financial goals. Then, invest money, working to lower taxes and increase long-term returns.39
8. 8Human InterestHuman Interest offers retirement benefits to small and medium businesses enabling safer financial futures for their employees. Its built-in investment education and automatic portfolio rebalancing help employees save in simple steps. It also offers personalize39
9. 9ForUsAllForUsAll offers a platform enabling employers to provide a modern 401(k) plan to employees with access to cryptocurrency, financial wellness benefits, and low fees. The platform provides features such as direct investment into a range of cryptocurrency tokens,32
10. 10ManatalManatal operates as an end-to-end onboarding and recruitment software-as-a-service (SaaS) platform. It enables human resources departments and recruitment agencies to source and hire in the most effective way. The company was founded in 2018 and is based in Ba32
11. 11ASCASC provides software, documents, training, and support for TPAs and retirement plan professionals. We provide unlimited plan size capability making us an option for large and smaller companies. Approximately 50% of all 401 (k) participant accounts are run on20
12. 12Congruent SolutionsThey are a multi-national information technology solutions corporation with deep domain expertise in the financial services, healthcare, education and e-retail verticals. Congruent has two offices in the United States; Birmingham, AL and Cupertino, CA. In Euro20
13. 13Slavic401kEstablished more than 35 years ago by John Slavic, Slavic401k specialize in providing a cost efficient 401(k) administration platform that’s custom-tailored to the meet the unique needs of Professional Employer Organizations (PEOs), associations, service burea20
14. 14The Vanguard Group, Inc.Nearly a half century after the fund was introduced, a novel start-up named Vanguard adopted the investment philosophy of this pioneering fund: balance, diversification, discipline, and a long-term perspective. With a sound and sensible investment approach as20
15. 15VanguardListed in DHRMap for 401K.20
16. 16CHARLES schwabListed in DHRMap for 401K.17
17. 17Empower RetirementListed in DHRMap for 401K.17
18. 18FidelityListed in DHRMap for 401K.17
19. 19JohnhancockListed in DHRMap for 401K.17
20. 20MillimanMilliman is a provider of actuarial and related products and services. The firm has consulting practices in healthcare, property & casualty insurance, life insurance and financial services, and employee benefits. Through consulting practices in employee benefi17
21. 21VOYA financialListed in DHRMap for 401K.17
22. 22PAiPAi is a provider of 401(k) plan administration and recordkeeping services. On April 6th, 2021, PAi was acquired by Brink’s. Acquired by Ascensus in 202213