# Wave Financial (Wave)

> Wave Financial is an H&R Block-backed small-business financial platform offering accounting, invoicing, payments, payroll, receipts, estimates, and advisory services in the United States and Canada.

## Facts
- **Website:** https://www.waveapps.com/
- **Headquarters:** 155 Queens Quay E, Toronto, Ontario M5A 0W4
- **Country:** Canada
- **Founded:** 2010
- **Founder:** Kirk Simpson; James Lochrie
- **Employees:** 201-500
- **Service regions:** United States and Canada
- **Categories:** Payroll

## Overview
Wave Financial Inc. is a Canadian small-business financial software company founded in 2010 by Kirk Simpson and James Lochrie. Its platform combines accounting, invoicing, estimates, online payments, receipt capture, payroll, and advisory services. Payroll subscriptions support employees and independent contractors in the United States and Canada. Wave is backed by H&R Block and continues to operate under the Wave brand; historical venture-round labels and employee estimates are not presented as current independent-company facts.

## Products
Wave Accounting, invoicing, estimates, online payments, receipts, Wave app, payroll for United States and Canadian businesses, employee and contractor payments, direct deposit, payroll tax services where available, reports, and Wave Advisors.

## Leadership
- Kirk Simpson — co-founder ([profile](https://www.dhrmap.com/people/kirk-simpson))
- James Lochrie — executive ([profile](https://www.dhrmap.com/people/james-lochrie))

## Sources
- [Wave Financial — official website](https://cdn.prod.website-files.com/62446230dcb514b828a6e237/677ed61188695f2316217fc5_Wave-2_0-logo-fullcolour-rgb.svg) — official
- [Wikipedia: Wave Financial](https://en.wikipedia.org/wiki/Wave_Financial) — reference
- [H&R Block acquisition announcement](https://www.hrblock.com/tax-center/newsroom/around-block/financial-statements/wave-financial/) — official
- [Wave official about page](https://www.waveapps.com/about-us/about) — official
- [Wave official about page](https://www.waveapps.com/about-us/about) — official
- [Wave official payroll pricing guide](https://support.waveapps.com/hc/en-us/articles/36228345826068-Wave-s-full-access-payroll-subscription-pricing) — official
- [Wave official about page](https://www.waveapps.com/about-us/about) — official
- [Wave official privacy policy](https://www.waveapps.com/legal/privacy-policy) — official
- [Wave official founder biography](https://www.waveapps.com/authors/kirk-simpson) — official
- [Wave official payroll pricing guide](https://support.waveapps.com/hc/en-us/articles/36228345826068-Wave-s-full-access-payroll-subscription-pricing) — official

## FAQ
**What does Wave do?**

Wave Financial is an H&R Block-backed small-business financial platform offering accounting, invoicing, payments, payroll, receipts, estimates, and advisory services in the United States and Canada.

**Where is Wave headquartered?**

Wave is headquartered in 155 Queens Quay E, Toronto, Ontario M5A 0W4, Canada.

**When was Wave founded?**

Wave was founded in 2010.

**Who founded Wave?**

Wave was founded by Kirk Simpson; James Lochrie.

**How many employees does Wave have?**

Wave has 201-500 employees.

**What kind of HR technology is Wave?**

Wave is categorized under Payroll on DHRMap.

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**Verification:** partially_verified · last reviewed 2026-08-27
**Canonical page:** https://www.dhrmap.com/companies/wave
Machine-readable: [wave.json](https://www.dhrmap.com/companies/wave.json) · © DHRMap. Facts may be quoted with attribution and a link to the canonical page. Not for bulk redistribution.