{"@context":"https://schema.org","@type":"Organization","id":"cmtf13elv002so3nepphghbqu","name":"QRails","slug":"qrails","url":"https://www.dhrmap.com/companies/qrails","shortDescription":"Issuer-processor and certified earned-wage-access (EWA) provider; AnyDay on-demand pay white-labeled for HR/payroll platforms.","categories":[{"name":"Earned Wage Access","slug":"earned-wage-access"}],"verification":{"status":"unverified","sources":[{"name":"CB Insights — QRails","url":"https://www.cbinsights.com/company/qrails","type":"secondary","field":"hqLocation","verifiedAt":"2026-10-15"},{"name":"https://www.electronicpaymentsinternational.com/?p=23925","url":"https://www.electronicpaymentsinternational.com/?p=23925","type":"secondary","field":"hqLocation","verifiedAt":"2026-10-15"}]},"meta":{"updatedAt":"2026-10-15T21:55:59.461Z","canonical":"https://www.dhrmap.com/companies/qrails","license":"© DHRMap. Facts may be quoted with attribution and a link to the canonical page. Not for bulk redistribution."},"nameShort":"Issuer","website":"https://www.qrails.com","longDescription":"QRails Inc. is a prepaid-payments issuer-processor and one of the first vertically integrated providers of certified earned wage access, operating in the US and UK. Its flagship AnyDay product is white-labeled for major HR & payroll providers and integrates with payroll and time-and-attendance systems, enabling employees to access earned wages on demand. Acquired by XTM Inc. in 2023.","hqLocation":"Denver, Colorado, United States","country":"United States","founder":"Gerard Francis Griffin, Laurence E. Molke, Naseer Nasim","fundingStage":"Acquired","acquiredBy":"XTM","social":{},"leadership":[{"name":"Gerard Francis Griffin","role":"founder","url":"https://www.dhrmap.com/people/gerard-francis-griffin"},{"name":"Laurence E. Molke","role":"founder","url":"https://www.dhrmap.com/people/laurence-e-molke"},{"name":"Naseer Nasim","role":"founder","url":"https://www.dhrmap.com/people/naseer-nasim"}],"faq":[{"q":"What does Issuer do?","a":"Issuer-processor and certified earned-wage-access (EWA) provider; AnyDay on-demand pay white-labeled for HR/payroll platforms."},{"q":"Where is Issuer headquartered?","a":"Issuer is headquartered in Denver, Colorado, United States."},{"q":"Who founded Issuer?","a":"Issuer was founded by Gerard Francis Griffin, Laurence E. Molke, Naseer Nasim."},{"q":"What kind of HR technology is Issuer?","a":"Issuer is categorized under Earned Wage Access on DHRMap."}]}