# Lean Financial (Lean Financial)

> Fintech offering earned wage access / on-demand pay and cash advances to flex and gig workers via employer marketplaces; acquired by When I Work.

## Facts
- **Headquarters:** San Diego, California
- **Country:** United States
- **Founded:** 2020
- **Founder:** Tilak Joshi, Eden Kfir
- **Funding stage:** Seed
- **Total funding:** $4.5M
- **Categories:** Earned Wage Access

## Overview
Lean Financial (Lean) was a San Diego fintech building financial products for the flex/gig workforce — instant on-demand pay and a $1,000 cash-advance product (SpendAdvance) delivered through employer and marketplace partners, scaling past $50M in annualised payment volume. Founded in 2020; $4.5M seed. Acquired by workforce-management platform When I Work in 2023.

## Leadership
- Tilak Joshi — co-founder ([profile](https://www.dhrmap.com/people/tilak-joshi))
- Eden Kfir — co-founder ([profile](https://www.dhrmap.com/people/eden-kfir))

## FAQ
**What does Lean Financial do?**

Fintech offering earned wage access / on-demand pay and cash advances to flex and gig workers via employer marketplaces; acquired by When I Work.

**Where is Lean Financial headquartered?**

Lean Financial is headquartered in San Diego, California, United States.

**When was Lean Financial founded?**

Lean Financial was founded in 2020.

**Who founded Lean Financial?**

Lean Financial was founded by Tilak Joshi, Eden Kfir.

**How much funding has Lean Financial raised?**

Lean Financial has raised $4.5M (Seed) to date, per DHRMap records.

**What kind of HR technology is Lean Financial?**

Lean Financial is categorized under Earned Wage Access on DHRMap.

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