# Centivo (Centivo)

> Buffalo-based administrator of self-funded, primary-care-centered health plans for employers (a TPA, not an insurer).

## Facts
- **Website:** https://centivo.com
- **Headquarters:** Buffalo, New York, USA
- **Country:** United States
- **Founded:** 2017
- **Employees:** 201-500
- **Funding stage:** Venture-backed (raised multiple rounds, incl. a $75M equity/debt round in 2024 and investment from JPMorgan's Morgan Health)
- **Categories:** Health & Wellbeing

## Overview
Centivo administers self-funded health plans for employers, built around primary care physicians who act as care coordinators to manage referrals and reduce fragmented, high-cost care. The plans typically feature free primary care, no deductibles and low copays, along with integrated virtual care. The company states it is a third-party administrator and plan administrator, not an insurance company, and serves self-funded employers across a set of U.S. markets. Centivo was founded in 2017 and is headquartered in Buffalo, New York.

## Products
Centivo Health Plan Platform (employer-sponsored), Direct Primary Care Plans, Reference-Based Pricing, Center of Excellence Network, Care Navigation & Concierge, Pharmacy Benefits, Behavioral Health, Virtual Care, Member App (cost transparency), Plan Design & Administration, Claims Processing, Analytics & Reporting

## Sources
- [Centivo — official website](https://centivo.com/wp-content/themes/studio-simpatico/svgs/logo.svg) — official
- [Centivo official website](https://centivo.com/) — official
- [Centivo official website](https://centivo.com/) — official
- [Centivo - Crunchbase Company Profile & Funding](https://www.crunchbase.com/organization/centivo) — database
- [Centivo official website (199 Scott Street, Suite 800, Buffalo, NY)](https://centivo.com/) — official
- [Buffalo health care startup secures $75 million during funding round](https://buffalonews.com/news/local/business/health-care/centivo-ashok-subramanian-virtual-health-care/article_30c296f2-7a7c-11ef-810b-77580b53ef67.html) — media
- [Centivo official website](https://centivo.com/) — official
- [Centivo - Crunchbase Company Profile](https://www.crunchbase.com/organization/centivo) — database
- [Centivo - CB Insights (Founded Year)](https://www.cbinsights.com/company/centivo) — database
- [Buffalo health care startup secures $75 million during funding round](https://buffalonews.com/news/local/business/health-care/centivo-ashok-subramanian-virtual-health-care/article_30c296f2-7a7c-11ef-810b-77580b53ef67.html) — media
- [Buffalo-based Centivo gets $30 million investment from JPMorgan Chase business unit](https://buffalonews.com/news/local/business/buffalo-based-centivo-gets-30-million-investment-from-jpmorgan-chase-business-unit/article_0d730a9a-076c-11ed-b8fd-73bfd6550525.html) — media

## FAQ
**What does Centivo do?**

Buffalo-based administrator of self-funded, primary-care-centered health plans for employers (a TPA, not an insurer).

**Where is Centivo headquartered?**

Centivo is headquartered in Buffalo, New York, USA, United States.

**When was Centivo founded?**

Centivo was founded in 2017.

**How many employees does Centivo have?**

Centivo has 201-500 employees.

**What kind of HR technology is Centivo?**

Centivo is categorized under Health & Wellbeing on DHRMap.

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**Verification:** partially_verified · last reviewed 2026-09-10
**Canonical page:** https://www.dhrmap.com/companies/centivo
Machine-readable: [centivo.json](https://www.dhrmap.com/companies/centivo.json) · © DHRMap. Facts may be quoted with attribution and a link to the canonical page. Not for bulk redistribution.